Vale a Parcela

Find out what paying in installments really costs.

Type the number of installments and the amount of each, as they appear on the price tag. If the store shows the cash price, type that too. The app shows how much more you pay in installments and the purchase's real interest rate.

Coming soon to Google Play
App screen showing 10 installments of R$ 50.00 against R$ 453.00 cash: you pay R$ 47.00 more, an equivalent CET of 24.4% a year. App screen with no cash price, showing the installment total and the reminder to ask the seller for the cash price.

How it works

  1. Type the number of installments and the amount of each.
  2. If you know it, type the cash price.
  3. See how much more you pay and the equivalent CET (annual rate).

The store didn't show a cash price?

Ask the seller. In financed sales, Brazil's Consumer Defense Code (Art. 52) requires the store to state the cash price, the effective annual interest rate and the total to pay with and without financing.

Built to be trusted

  • FreeNo payment, no catch.
  • No adsNothing competing for your attention.
  • Collects no dataYour numbers stay on your phone.
  • Works offlineEven with no signal inside the store.

The app shows the math; it doesn't tell you whether to buy. Results are estimates — always check the CET stated in the contract.

Documents and support

Privacy Terms of use Support: support@retomarlabs.com